INTEGRATED INVESTMENT OPPORTUNITIES
Every Canadian needs to be aware of the following information:
Do you feel overwhelmed by your current debt load? Are you paying large compound interest rates, which never seem to get you any closer to paying off your debt? This new revolutionary debt consolidation system will solve your debt problems quickly.
The four most common questions we are asked:
1. Does debt consolidation affect my credit in a negative way?
No. Debt consolidation does not affect your credit in a negative way. Debt consolidation is often confused with consumer proposals. Consumer proposals affect your credit in a negative way while debt consolidation does not.
2. What will my interest rate be?
We guarantee that when using a private lender, the interest rates you are paying your present creditor will be reduced.
A common misconception within the marketplace is that private lenders charge higher interest rates than the banks do. Considering credit card interest rates range between 17% to 34% compounded interest and payday loans are even higher, a private lender can easily beat these rates due to the fact that private lenders charge simple interest, not compound interest.
On the home page of our web site, there is a segment of a video you can watch that shows, in an entertaining way, how expensive compound interest is, compared to simple interest.
In general, when dealing with a bank, they will quote you a rate with a “take it or leave it” attitude, allowing little to no room for you to negotiate. A private lender will inquire about your file, once it is on our system. With the help of your representative, we will negotiate the terms and conditions and interest rate of your loan(s) with the private lender. This will guarantee to receive a better rate than you are paying your present creditor(s).
3. Are there any upfront fees?
No. There are no upfront fees, or application fees.
4. If there are no upfront fees, how do you make your money?
We do not make any money until we provide you a 25% discount off of what you owe your creditors. Our fee is the percentage of the negotiated discount over and above the 25% discount promised to you. Therefore, if we manage to obtain a 40% discount, we would make 15% while you retain, and save, the other 25%.
The private lender is the one who pays our fee, which creates a win win situation. Therefore, this is a free service to you.
Keep in mind that if your debt is over $20,000.00, you can negotiate a larger discount than 25%.
The rule of thumb is that the larger the amount owed to your creditors, the stronger your negotiation position is to get a larger discount from your new private lender.
Strategic partnerships can exponentially, accelerate your growth and profitability.
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"You want to go fast, go alone. You want to go far, go together." ~ African Proverb
ABOUT
PERUE
Global Approach to
Strategic Partnerships
Constantly on the move for our clients
After being pushed out of my last job. I had a difficult decision to make. Get another job or start a business. I took the entrepreneurial path and started a business development and direct sales agency.
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I quickly realized that securing funding for a start-up from traditional / conventional sources is not accessible. Private equity was also tricky because, investors wanted large equity stake for relative low capital investment.
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A friend referred me to Kingsmen Capital Investment and the rest is history ....
NEED DEBT COUNSELLING ?
Every Canadian Needs to be Aware of OUR FREE Debt Consolidation Service.
Did the collection agency buy the debt, or simply buy a file? Big difference!
What collection agencies do is buy a file with your name, phone number, address and employer. This is not buying a debt.
If they bought the debt, they would be able to produce proof of ownership of the debt and the wet ink original contract you signed with your creditor in order to collect. This in fact would be the document or asset they purchased.
If they merely bought the file, they have no legal grounds to collect. This can create a huge opportunity to reduce your debt by thousands, while not affecting your credit.
If the collector admits to not owning the debt, but is acting as an agent to collect, the collector must be able to prove their client (your creditor) still owns the debt. If the collector does not have proof their client (your creditor) is still the rightful owners of the debt, this is considered a lack of due diligence on the collector’s part.
This would mean the collector is acting upon the simple fact your creditor told them you owe them money. This is the same as you calling up a collector and simply telling them you are owed money by an entity and they start collecting simply on your word. Very unprofessional!
The only entities allowed to ask a creditor for proof of ownership of the debt are you the borrower, but only if you have the funds to pay out the loan in a lump sum payment, or a private lender who is providing a debt consolidation loan via purchasing the debt from your creditor.
When you the borrower, and a private lender ask for proof of ownership of the debt together, it is a very powerful combination.
Furthermore, to solidify the fact that your creditors could have sold your debt, every one of your creditors in the loan / credit card agreements states they are contemplating selling the debt from the date the contract was signed.
The following paraphrase can be found within each agreement you have signed with your creditors:
“Your creditor may, without notice to you, and without your consent sell, transfer, pledge or assign all or part of this agreement …. to any third party.”
The above paraphrase found within the client agreement you signed with your creditor confirms your creditor could have sold your debt.
The above paraphrase, found within the client agreement, proves your creditor was contemplating selling your debt to a third party, from the date the contract was signed.
Therefore, the documentation we are requesting is a very reasonable and simple request:
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Your creditor needs to prove they are currently the rightful owner of the debt, due to the fact debts are bought and sold everyday, as implicated in the client agreement.
Simply put, your creditor could have sold your debt (as implicated in the client agreement).
REDUCE MY DEBT BY THOUSANDS
Every Canadian needs to be aware of the following information:
Why does this not affect your credit?
You are not negotiating due to not having the money to pay the creditors out, you are negotiating due to the fact your creditor does not have the proper paperwork proving they are still the rightful owners of the debt.
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Really, at this point you can see how the banks have no right to collect anything due to the fact if they sold the debt they already got paid and no longer own the debt. Were we to forward them the funds, they would be paid twice.
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The truth of the matter is that the Canadian system is not ready to allow people to fully discharge their debts, but together with a private lender negotiating a minimum 25% discount while being released from the compound interest trap, while not affecting your credit report, is a very realistic expectation.
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