Last Update: May 2019
Perue Global Investments Inc. has a commitment to providing information on Canadian financial services.
The information on this site refers to services or products which are provided by a third party. Perue Global is not or in any point in future engaged in public securities trading. Any financial services in this website may not be available in certain locations, or may have elements, methods, structures and terms different from the ones described, as well as restrictions on client eligibility. Please contact an account manager for details of services and products that may be available to you.
The use of the label ‘Perue Global’, ‘Perue’, ‘we’, or ‘us’ refers to Perue Global Initiative business, and is not indicative of any legal entity or relationship.
This information is entirely qualified by reference to the terms and conditions of the specific service, if any, provided by the relevant third party alternative lending companies.
Unless specifically stated otherwise, nothing here is to be deemed an offer, solicitation, endorsement, or recommendation to buy or sell any general or specific product, service or security and should not be considered to constitute investment advice.
Securities, annuities, insurance and other investments entail risks, are not insured by the Federal Deposit Insurance Corporation or any other governmental organisation, are not obligations of or guaranteed by any Perue Global member or any of their affiliates, and may lose value, including the full amount invested.
Any investment is subject to normal market fluctuations and there can be no assurance that an investment will return its value or that appreciation will occur.
Liquidity constraints where subscriptions and redemptions are not available daily, or where lockups apply, mean that investors are subject to market risk during interim pricing periods and may not be able to access funds on short notice. There is a greater risk associated with emerging markets; liquidity may be less reliable and price volatility may be higher than that experienced in more developed economies which may result in the fund suffering sudden and large falls in value.
Investments with a single sector focus will typically be more volatile than investments which invest broadly across markets. Investments with a single country focus will typically be more volatile than investments which invest broadly across markets and geographies.
Region-specific Investments have a limited investment scope and are susceptible to a decline in the region in which they invest. Therefore, these funds may be more risky than those which invest more broadly across markets and geographies.
Countries where political leadership is either unstable or where it exerts a very strong influence on markets and business practices may be subject to greater volatility. Political risk may include potential for currency controls which would disrupt efficient financial markets.
Limited transparency is typically a feature of investments . Investments of funds rely on underlying managers’ allocations and holdings may be less transparent than in single manager long-only funds. Furthermore, hedge funds in particular may have highly tactical investments along with less frequent and less stringent reporting requirements which does not provide investors with a picture of holdings on any given day.
Currency may have either a direct or indirect effect on individuals’ investments. Where the reference currency is different from the reporting currency, foreign exchange movements will directly impact the value of the holdings. Currency will indirectly impact the value of the underlying investments as foreign exchange movements strongly influence the market economy and the competitiveness of both domestic and international companies. Funds which try to hedge to a reference currency can mitigate the direct impact of currency movements but cannot completely isolate the indirect effects of foreign exchange movements.
Where investment decisions are made by an individual or a very small team, the potential loss of any one individual represents a significant risk to the ongoing viability of the investment.
Smaller Company Risk – Small companies may be less liquid than larger companies and therefore price movements in securities of smaller companies may be more volatile and involve greater risk.
Investors in Alternative Investments should bear in mind that these products can be highly speculative and may not be suitable for all clients. Investors should ensure they understand the features of the products and fund strategies and the risks involved before deciding whether or not to invest in such products. Such investments are generally intended for experienced and financially sophisticated investors who are willing to bear the risks associated with such investments, which can include: loss of all or a substantial portion of the investment; lack of liquidity in that there may be no secondary market for the fund and none may be expected to develop; volatility of returns; prohibitions and/or material restrictions on transferring interests in the fund; absence of information regarding valuations and pricing; delays in tax reporting; key man and adviser risk; limited or no transparency to underlying investments; limited or no regulatory oversight and less regulation and higher fees than other financial service.
You should consult your professional advisers before securing a loan or investing with any third party financial services partners