"When something is important enough, you do it even if the odds are not in your favor."~ Elon Musk

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NEED DEBT COUNSELLING ?

Every Canadian Needs to be Aware of OUR FREE Debt Consolidation Service.

If that is not enough, our referral program allows your monthly payments to be paid in full. You will have months when you do not have any payments. Simply put, once you refer friends and family to this free service, their first monthly payment goes toward your monthly payment, allowing you months where you are debt-free!

If you feel you have enough information, Apply now!

REDUCE MY DEBT BY THOUSANDS

Every Canadian needs to be aware of the following information:

 

Why does this not affect your credit?

 

You are not negotiating due to not having the money to pay the creditors out, you are negotiating due to the fact your creditor does not have the proper paperwork proving they are still the rightful owners of the debt.

Really, at this point you can see how the banks have no right to collect anything due to the fact if they sold the debt they already got paid and no longer own the debt. Were we to forward them the funds, they would be paid twice.

The truth of the matter is that the Canadian system is not ready to allow people to fully discharge their debts, but together with a private lender negotiating a minimum 25% discount while being released from the compound interest trap, while not affecting your credit report, is a very realistic expectation.