INTEGRATED INVESTMENT OPPORTUNITIES
Every Canadian needs to be aware of the following information:
Do you feel overwhelmed by your current debt load? Are you paying large compound interest rates, which never seem to get you any closer to paying off your debt? This new revolutionary debt consolidation system will solve your debt problems quickly.
The four most common questions we are asked:
1. Does debt consolidation affect my credit in a negative way?
No. Debt consolidation does not affect your credit in a negative way. Debt consolidation is often confused with consumer proposals. Consumer proposals affect your credit in a negative way while debt consolidation does not.
2. What will my interest rate be?
We guarantee that when using a private lender, the interest rates you are paying your present creditor will be reduced.
A common misconception within the marketplace is that private lenders charge higher interest rates than the banks do. Considering credit card interest rates range between 17% to 34% compounded interest and payday loans are even higher, a private lender can easily beat these rates due to the fact that private lenders charge simple interest, not compound interest.
On the home page of our web site, there is a segment of a video you can watch that shows, in an entertaining way, how expensive compound interest is, compared to simple interest.
In general, when dealing with a bank, they will quote you a rate with a “take it or leave it” attitude, allowing little to no room for you to negotiate. A private lender will inquire about your file, once it is on our system. With the help of your representative, we will negotiate the terms and conditions and interest rate of your loan(s) with the private lender. This will guarantee to receive a better rate than you are paying your present creditor(s).
3. Are there any upfront fees?
No. There are no upfront fees, or application fees.
4. If there are no upfront fees, how do you make your money?
We do not make any money until we provide you a 25% discount off of what you owe your creditors. Our fee is the percentage of the negotiated discount over and above the 25% discount promised to you. Therefore, if we manage to obtain a 40% discount, we would make 15% while you retain, and save, the other 25%.
The private lender is the one who pays our fee, which creates a win win situation. Therefore, this is a free service to you.
Keep in mind that if your debt is over $20,000.00, you can negotiate a larger discount than 25%.
The rule of thumb is that the larger the amount owed to your creditors, the stronger your negotiation position is to get a larger discount from your new private lender.
Strategic partnerships can exponentially, accelerate your growth and profitability.
"You want to go fast, go alone. You want to go far, go together." ~ African Proverb
ABOUT
PERUE
Global Approach to
Strategic Partnerships
Constantly on the move for our clients
After being pushed out of my last job. I had a difficult decision to make. Get another job or start a business. I took the entrepreneurial path and started a business development and direct sales agency.
I quickly realized that securing funding for a start-up from traditional / conventional sources is not accessible. Private equity was also tricky because, investors wanted large equity stake for relative low capital investment.
A friend referred me to Kingsmen Capital Investment and the rest is history ....
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After extensive research the government of Canada provides the most reliable business resources online.
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Compound and simple interest
Simple Illustration: Put $100,000 into each calculator below and check out the results.
Simple Interest Calculator | Compound Interest Calculator
National Private Investors Alliance
DID YOU KNOW... YOU CAN?
Beat The Publicly-Traded Banks | Affordable - Alternative Financing For Everyone
Proven secrets to financial freedom: Legally repairing your credit rating with private debt consolidation, NOT a credit proposal or bankruptcy.
Improve credit score while paying off your new reduced debt load fast.
Want to hear another big secret your employer ("the wealthy") doesn't want you to know about?
There are three types of income: earned, portfolio and passive.
Employees get earned income and pay the most taxes. Then invest savings in portfolio income (401k, RRSP, TFSA, etc.) the next highest tax rate.
You work the hardest, while your boss invests in income-producing assets virtually tax-free. It's truly modern slavery!
The government needs your help! What do you mean?
Our governments share the burden in our debt-based global economy which diverts billions in compounding interest to private banks instead of funding key public programs and community initiatives. By shifting debt from compounding interest to simple interest, you can actually eliminate your debt and invest the savings in real estate development and treasury bills. We strengthen the local economy and provide financial security for every family in North America.
We the people have put our rights in the hands of our elected officials, but they are not protecting your interests, merely their own.
Are you really still relying on a pension after retirement? Social security is not a safety net, but another prison. Inflation has already consumed your dream.
THE GOVERNMENT TAXES EMPLOYEES THE HIGHEST TAX-RATE TO DISCOURAGE THIS PRACTICE.
There are proven government incentives for portfolio and passive income.
Pay off Personal Debt... Start a Business... Then Become a Professional Investor!
Take control of your life in less than a year and it's a free service!
We will train you to become a professional investor so you have passive income and pay little to no taxes.
When you work for money, you become the slave to a paycheck. Working pay-check to pay-check, working harder and harder to be taxed higher and higher. When you work for humanity (others), passive income comes because of the value you created for your family, your community and society as a whole.
You will never be successful; having the freedom to live a purpose-driven life if you are in debt and saving a paycheque
> Start a business today! Join our team
Disclaimer: The information on this website is free. It's free to apply for debt consolidation. No fees for course or webinar.
We give this knowledge to you freely. Accept your Breakthrough Now

Advocacy
Canadian Federation of Independent Business | CFIB
Fighting for Canadian Small Businesses. We endorse CFIB | Join Today >
Small businesses face many challenges as they compete for market share and fight for tight margins. 97% of all businesses in Canada are small business, although they aren't all independent. The Canadian Federation of Independent Business offers the best voice for small businesses. With only 110,000 members of over 1M small businesses in Canda, we need to support CFIB, so we have a strong advocate for lower taxes, better regulations and a stronger small business environment.
Is your bank helping you get access to CSBFP loans?
fightspam.gc.ca | Published June 18, 2014
There is a continued need for the Canada Small Business Financing Program (CSBFP). Smaller, younger and higher‑risk businesses have difficulty obtaining financing in Canada as they may face obstacles that others do not with respect to collateral, credit history, expertise and the lender having insufficient information regarding the borrower's operation and potential profitability.

David Gens
Merchant Advance’s David Gens Featured in Business in Vancouver
biv.com | Published April 6, 2018
The common plight of start-up tech companies is one of struggle – of taking years to first get off the ground and become profitable. Or, all too often, striving to fulfil the promise of an initial idea before crashing into a hard wall of business reality.

Merchant Advance’s David Gens Featured On Toronto News 680
680news.com | Published November 24, 2017
The question posed to David Gens – CEO of Merchant Advance Capital – on Black Friday, a day known by that name because it’s the day the big box stores go into the “black” and start turning a profit, is; “how can the one million + Canadian small businesses compete against the scale of larger company’s during black Friday?”

Kris McCusker
Merchant Advance’s David Gens Featured in Financial Post
financialpost.com | Published April 13, 2018
I launched Merchant Advance Capital at the age of 22 from the den of my apartment in Vancouver. Random fact: people who work in finance are not just spreadsheet junkies – at the same time as starting my business, I was also the drummer in a rock band, Head of the Herd.

David Gens
Merchant Advance’s David Gens Featured on Betakit.com
betakit.com | Published March12, 2018
When David Gens started Merchant Advance Capital in 2010, his first customer was a small Calgary-based retailer. The owner was a former roommate who was importing trinkets and furniture from Bali to his store, Bali and Beyond. Without an obvious market for his products from the small Indonesian island, the owner struggled — not with actual sales, but with simply securing a loan from a traditional financial institution to grow his business.

William Johnson
Merchant Advance Capital ranked 19th Fastest Growing Company in Canada: PROFIT 500
January 14, 2017
Merchant Advance Capital is honoured to be named 19th on the 29th annual PROFIT 500 list of Canada’s Fastest-Growing Companies. With an impressive five-year revenue growth of 3,055%, the company has been ranked in the top 4% of candidates in the list.

Iron Mike
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