"When something is important enough, you do it even if the odds are not in your favor."~ Elon Musk

Our Brands

Disclaimer |                              | Terms of Use

Canada Roofs Logo.png
Image by Luis Quintero

Before you Start | Start a Business |Grow your Business | BC | AB | ON | SK | MB | QC | NS | NB | PEI | NFL


This site is a source of free information and access to external resources. Provided by Government of Canada. 


Small Businesses Self Employed Income | Starting your Business | Financing your Business | Permits & Licenses | 

Managing your business | Protecting your Intellectual Property Rights | Protecting your Business |

Selling to Government | Exporting & Importing | Women Entrepreneurship 

After extensive research the government of Canada provides the most reliable business resources online.

Regional Support

Visit Service Canada

The Canadian Federation of Independent Business ( CFIB) | Shop SmallBiz 

About Us | Our Initiatives | Our Members | Our Board | Advocacy | Tools & Resources | Our Representatives

Member Benefits | Member SavingsResearch & Economic Analysis | Commentaries | Press Release | Careers


The Canadian Federation of Independent Business ( CFIB) 

Contact Us

Compound and simple interest


Simple Illustration: Put $100,000 into each calculator below and check out the results.

Simple Interest Calculator | Compound Interest Calculator

National Private Investors Alliance


Beat The Publicly-Traded Banks | Affordable - Alternative Financing For Everyone 

Proven secrets to financial freedom: Legally repairing your credit rating with private debt consolidation, NOT a credit proposal or bankruptcy.

Improve credit score while paying off your new reduced debt load fast.

Want to hear another big secret your employer ("the wealthy") doesn't want you to know about?

There are three types of income: earned, portfolio and passive. 

Employees get earned income and pay the most taxes. Then invest savings in portfolio income (401k, RRSP, TFSA, etc.) the next highest tax rate.

You work the hardest, while your boss invests in income-producing assets virtually tax-free. It's truly modern slavery!

The government needs your help! What do you mean?

Our governments share the burden in our debt-based global economy which diverts billions in compounding interest to private banks instead of funding key public programs and community initiatives. By shifting debt from compounding interest to simple interest, you can actually eliminate your debt and invest the savings in real estate development and treasury bills. We strengthen the local economy and provide financial security for every family in North America.

We the people have put our rights in the hands of our elected officials, but they are not protecting your interests, merely their own.

Are you really still relying on a pension after retirement? Social security is not a safety net, but another prison. Inflation has already consumed your dream.


There are proven government incentives for portfolio and passive income. 

Pay off Personal Debt... Start a Business... Then Become a Professional Investor!

Take control of your life in less than a year and it's a free service!

We will train you to become a professional investor so you have passive income and pay little to no taxes.

When you work for money, you become the slave to a paycheck. Working pay-check to pay-check, working harder and harder to be taxed higher and higher. When you work for humanity (others), passive income comes because of the value you created for your family, your community and society as a whole. 

You will never be successful; having the freedom to live a purpose-driven life if you are in debt and saving a paycheque

> Start a business today! Join our team

Disclaimer: The information on this website is free. It's free to apply for debt consolidation. No fees for course or webinar.

We give this knowledge to you freely. Accept your Breakthrough Now 


Canadian Federation of Independent Business | CFIB

Fighting for Canadian Small Businesses. We endorse CFIB | Join Today >

Small businesses face many challenges as they compete for market share and fight for tight margins. 97% of all businesses in Canada are small business, although they aren't all independent. The Canadian Federation of Independent Business offers the best voice for small businesses. With only 110,000 members of over 1M small businesses in Canda, we need to support CFIB, so we have a strong advocate for lower taxes, better regulations and a stronger small business environment.


David Gens

Is your bank helping you get access to CSBFP loans?

fightspam.gc.ca | Published June 18, 2014

There is a continued need for the Canada Small Business Financing Program (CSBFP). Smaller, younger and higher‑risk businesses have difficulty obtaining financing in Canada as they may face obstacles that others do not with respect to collateral, credit history, expertise and the lender having insufficient information regarding the borrower's operation and potential profitability.

Read full story @fightspam.gc.ca

Merchant Advance’s David Gens Featured in Business in Vancouver

biv.com | Published April 6, 2018

The common plight of start-up tech companies is one of struggle – of taking years to first get off the ground and become profitable. Or, all too often, striving to fulfil the promise of an initial idea before crashing into a hard wall of business reality.

Read full story @ BIV.com

Kris McCusker

Merchant Advance’s David Gens Featured On Toronto News 680

680news.com | Published November 24, 2017

The question posed to David Gens – CEO of Merchant Advance Capital – on Black Friday, a day known by that name because it’s the day the big box stores go into the “black” and start turning a profit, is; “how can the one million + Canadian small businesses compete against the scale of larger company’s during black Friday?”

Iron Mike

Weight Lifting with Iron

10:00 am

January 14, 2017

Tell people more about the classes you offer. Add images, text and links, or connect data from your collection to display dynamic content.

David Gens

Merchant Advance’s David Gens Featured in Financial Post

financialpost.com | Published April 13, 2018

I launched Merchant Advance Capital at the age of 22 from the den of my apartment in Vancouver. Random fact: people who work in finance are not just spreadsheet junkies – at the same time as starting my business, I was also the drummer in a rock band, Head of the Herd.

Read full story @financialpost.com

William Johnson

Merchant Advance’s David Gens Featured on Betakit.com

betakit.com | Published March12, 2018

When David Gens started Merchant Advance Capital in 2010, his first customer was a small Calgary-based retailer. The owner was a former roommate who was importing trinkets and furniture from Bali to his store, Bali and Beyond. Without an obvious market for his products from the small Indonesian island, the owner struggled — not with actual sales, but with simply securing a loan from a traditional financial institution to grow his business.

Read full story @Betakit.com

Iron Mike

Merchant Advance Capital ranked 19th Fastest Growing Company in Canada: PROFIT 500

January 14, 2017

Merchant Advance Capital is honoured to be named 19th on the 29th annual PROFIT 500 list of Canada’s Fastest-Growing Companies. With an impressive five-year revenue growth of 3,055%, the company has been ranked in the top 4% of candidates in the list.

Read full story @ at Canadian Business


Estimated: 75 M unique monthly visitors. ( January 2019)


Yahoo Finance

Estimated: 75 M unique monthly visitors. ( January 2019)


CNN Money

Estimated: 58 M unique monthly visitors. ( January 2019)


Wall Street Journal

Estimated: 75 M unique monthly visitors. ( January 2019)


MSN MoneyCentral

Estimated: 60 M unique monthly visitors. ( January 2019)


Google Finance

Estimated: 40 M unique monthly visitors. ( January 2019)



Estimated: 28 M unique monthly visitors. ( January 2019)



Estimated: 27 M unique monthly visitors. ( January 2019)


Business Insider

Estimated: 25 M unique monthly visitors. ( January 2019)


Bloomberg Businessweek

Estimated: 28 M unique monthly visitors. ( January 2019)


Financial Times

Estimated: 17 M unique monthly visitors. ( January 2019)



Estimated: 25 M unique monthly visitors. ( January 2019)


BNN Bloomberg

Estimated: 25 M unique monthly visitors. ( January 2019)